Hud Foreclosures: Are They Worth The Risk?

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By David E. Williams

Investing in real estate is a popular, tried and true method of turning a profit. Several of today’s most affluent and famous personalities have made millions by doing this. However, not everybody has that level of capital available to them – in fact, very few do. You may be wondering if there is any way for people of less exorbitant financial means to get into the real estate investment business. Luckily, there is. Foreclosures, specifically government foreclosures, can be a good source of property in which you can invest.

Sometimes, when a foreclosure action is taken, the government takes possession of that property. It is now their property, with which they can do whatever they wish. So before doing an investment in HUD foreclosures one must be familiar with HUD homes. HUD is an acronym that represents the Department of Housing and Urban Development, a United States government agency.

Once foreclosure listings are listed on special Web sites that are contracted to the government almost anybody can buy one, providing they can either afford it or qualify for a sufficient loan. The government often sells some of those properties at reduced prices. Although people buying the house to live in have priority, eventually anybody can purchase government foreclosures. The buying process is done via foreclosure auctions.

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Each state has different requirements for housing websites. Usually, states have a variety of properties for sale and will list information about each property in an attempt to sell the house to a customer looking for specific features (number of bedrooms, number of bathrooms, etc.) A picture is usually available to help potential customers decide, and you may sometimes be allowed to visit the property.

HUD houses come in all shapes and prices. When these foreclosure properties appear on the list for sale, their valuation is carried out on ‘as is’ condition and listed at estimated market prices. However, it is common to find them costing less than other houses would be. The reason is the prices take into account the cost of needed repair as very often these houses will require at least some repair work.

Qualified persons should inspect the property you bought as to whether it needs any repairs. Whether to sell it without repairing or to have the needed repairs done before you turn it around is left to your personal judgment. However, the probability of getting more money for the property is higher if it is repaired first. As every house is different and as different people advise differently, you will have to decide based on your best interests.

You are now in position to sell the foreclosure property, possibly at a huge profit. Government foreclosures are often very cheap compared to other property on the market, leaving a major money-making opportunity.

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HUD foreclosures

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Posted by on April 29th, 2016

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Hser Nar Moo, missing Utah girl, found dead

Wednesday, April 2, 2008 

Seven year old Hser Nar Moo, who went missing from her home in South Salt Lake, Utah Tuesday, has been found dead less than 100 feet from her home.

South Salt Lake Police Chief Chris Snyder said at a news conference, “Once inside the apartment, they observed some evidence that led them to the bathroom of the apartment, where they discovered the body of Hser Nay Moo.”

It has not been made public how the girl died. “There is some trauma present, and that’s all I’m going to say,” Snyder said.

As of Wednesday morning, police have five men in custody for questioning. Witnesses say that four of them are Burmese immigrants living in the same apartment complex as the child’s family.

Nar Moo was last seen alive at her home on Monday at around 2:00 PM MDT (UTC-6), and was reported missing at around 6:30 PM. An AMBER alert was issued at 9:42 AM yesterday, before her body was found in the bathroom of a neighbor.

The seven year old Asian girl was described as being 3 feet 8 inches tall, weighing about 45 lbs, with brown eyes and long black hair. She was wearing a pink dress to her knees and pink Croc shoes at the time when she went missing.

Police reported that she spoke very little English, though she did understand some. It is believed her family is from Burma.

The AMBER Alert issued yesterday is no longer active because of the discovery of the body.

Posted by on April 29th, 2016

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Fifteen people killed in Philippines hotel fire

Sunday, December 19, 2010 

Fifteen people were killed and twelve were injured after an eight hour hotel fire in Tuguegarao City, Northern Philippines, however police and firefighters managed to save many guests. Reports suggest the deceased sought cover in bathrooms where they were burnt beyond recognition.

After entering the building firefighters were left in tears after finding the charred bodies of guests on the upper floors. “It’s so close to Christmas, we wept when we saw their bodies,” said fire investigator Daniel Abana. Nine of the deaths were confirmed to be nursing students from a nearby university. The students were in the city to take nursing exams. Nursing college instructor, Romeo Opido, told authorities that 36 nursing students from nearby provinces were at the hotel. Tuguegarao City counselor said, “It is very unfortunate that this happened just when they were about to take their exams.”

The other deaths were the hotel owner’s and their family, including three children. The cause of the fire is still undetermined although it is known that the fire started on the ground floor and was energized by car tires and other combustible materials. It is also believed that paint cans were still in the building following a recent make over.

Posted by on April 29th, 2016

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Hser Nar Moo, missing Utah girl, found dead

Wednesday, April 2, 2008 

Seven year old Hser Nar Moo, who went missing from her home in South Salt Lake, Utah Tuesday, has been found dead less than 100 feet from her home.

South Salt Lake Police Chief Chris Snyder said at a news conference, “Once inside the apartment, they observed some evidence that led them to the bathroom of the apartment, where they discovered the body of Hser Nay Moo.”

It has not been made public how the girl died. “There is some trauma present, and that’s all I’m going to say,” Snyder said.

As of Wednesday morning, police have five men in custody for questioning. Witnesses say that four of them are Burmese immigrants living in the same apartment complex as the child’s family.

Nar Moo was last seen alive at her home on Monday at around 2:00 PM MDT (UTC-6), and was reported missing at around 6:30 PM. An AMBER alert was issued at 9:42 AM yesterday, before her body was found in the bathroom of a neighbor.

The seven year old Asian girl was described as being 3 feet 8 inches tall, weighing about 45 lbs, with brown eyes and long black hair. She was wearing a pink dress to her knees and pink Croc shoes at the time when she went missing.

Police reported that she spoke very little English, though she did understand some. It is believed her family is from Burma.

The AMBER Alert issued yesterday is no longer active because of the discovery of the body.

Posted by on April 29th, 2016

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How To Find Expert Colorado Springs Workers Comp Attorney

How to find expert colorado Springs workers Comp attorney

by

Matthewclawson

In every region, you will read about accidents met by workers in their premises when performing their duties. Accidents like electrocution fall, injuring a hand or leg when working on a machine, equipment due to equipment failure or misjudgment or more are common sights at workplaces. If you suffer an injury when performing your job or duties at your workplace, you will have to decide whether it calls for a legal action against your employer to get proper workers compensation or not. Before filing a suit, it is important to judge whether you have a case or not. A minor injury like a staple in finger is not a serious injury for constituting a lawsuit. If you are in Colorado Springs, you can find an expert Colorado Springs workers comp attorney to file a suit for you.

If you are still confused whether to file a lawsuit or not, contact a Colorado Springs workers comp lawyer and seek his consultation. He or she will be able to understand and analyze your case and can advice your accordingly. Seeking the advice of a Colorado Springs Workmans comp attorney is important because he/she is well aware of the laws and legal complexities that go into a lawsuit. He has all the know-how and experience handling such cases. It can be difficult for a layman to judge the legalities involved in the entire sequence of actions. In addition, even if a person understands that he should file a lawsuit against employer, he will not be able to prepare and fight it due to lack of legal knowledge and laws pertaining to such instances. It is better to find an expert Colorado Springs workmans Comp Lawyer.

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According to any expert

Colorado Springs workers Comp attorney

, in case of an injury in the work premises; you should notify the employer in writing about the incident at the earliest possible. You should mention the basics such as who, where, when, what of accident and the results suffered by you. These written and submitted details will help you in case you hire a Colorado Springs workers comp lawyer.

Finding an expert Colorado Springs workmans Comp attorney is not a tough job. You can easily find and contact one. There are several resources to find a Colorado Springs workmans Comp Lawyer. You can check the list of lawyers maintained by local legal bar association in y our area. Other excellent method is to have recommendations of your friends, colleagues and other employees in your company. Moreover, you can contact employee welfare office in your company. The easiest method is to search online as most of the reputed lawfirms in Colorado Springs have their websites where they impart all the information and contact details about the Colorado Springs workers Comp Lawyer working with their firm. You can have online appointment for initial consultation with the Colorado Springs workmans Comp attorney. Some lawfirm offer no-obligation free initial consultation; Clawson law firm is one such reputed law firm in the area.

The author is an expert in writing articles about

Colorado Springs workers Comp attorney

and they are focus on doing things right. For more details about Colorado Springs workmans Comp attorney please log on to

clawsonlawfirm.com

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Posted by on April 29th, 2016

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‘Troopergate’ investigation finds Palin abused her power

Saturday, October 11, 2008 

An Alaskan legislative investigation, nicknamed ‘Troopergate’, concluded Friday that Vice Presidential candidate Sarah Palin had abused her power during her time as Alaskan governor.

The report, released by a bipartisan investigative committee, found that Palin had violated the state Ethics Act when she allowed her husband to pressure former Commissioner of Public Safety Walt Monegan into firing state trooper Mike Wooten; however, she was well within her rights to fire Monegan because of disagreement on budget cuts.

Sarah Palin had “knowingly permitted a situation to continue where impermissible pressure was placed on several subordinates in order to advance a personal agenda,” the report went on to say.

Todd Palin, her husband, admitted to trying to forcefully remove Wooten because of alleged actions such as driving under the influence, threatening Palin’s father, and using a Taser gun on his son. The pressure came after a hostile divorce between the governor’s sister and ex-husband, who was accused of threatening the family.

The governor’s explanations of her reasons for firing Monegan had been inconsistent, from denying a “personality conflict” to insubordination and incompetence. She consistently denied, however, the firing being related to Wooten.

“The Palins make no apologies,” a statement released by her campaign said, “for wanting to protect their family and wanting to bring attention to the injustice of a violent trooper keeping his badge and abusing the workers’ compensation system”.

While the investigative committee had agreed unanimously to release the report, a few Republicans on the panel had attempted to halt the investigation, citing political bias. Republican Senator Gary Stevens warned voters to be “cautious” and to “realize there’s much more in it than just the one-page findings”.

Posted by on April 29th, 2016

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Illinois high schools now required to buy insurance for athletes

Tuesday, August 6, 2013 

This past Sunday, Illinois Governor Pat Quinn signed into law a bill known as “Rocky’s Law” that requires Illinois high schools, through the local school district, to buy catastrophic injury insurance up to US$3 million or medical costs for up to five years, whichever one comes first, that covers student athletes. The insurance must cover student athletes while they are competing.

The legislation was named after Rasul “Rocky” Clark. In 2000, the Eisenhower High School football player became paralyzed from the waist down as a result of a tackle during a game. His school based health insurance covered the costs of his medical treatment. A legislator sponsoring the bill noted that the need for this type of insurance is rare. Clark’s mother attended the legislation signing. Her son died last year.

Before parents can claim money from school insurance, they first must pay out US$50,000. Schools have until January 1, 2014 to comply with the law. Schools cannot charge students more than US$5 to defray the cost of insurance. If a school district already requires student to be covered through private health insurance, they are exempted from this law.

Posted by on April 29th, 2016

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Ontario Votes 2007: Interview with NDP candidate Glenn Crowe, Bramalea-Gore-Malton

Thursday, October 4, 2007 

Glenn Crowe is running for the NDP in the Ontario provincial election, in the Bramalea-Gore-Malton riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Crowe did not reply to various questions asked.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Why have you chosen to involve yourself in the political process? Why did you choose to run in this constituency?

What do you feel are the three most important issues to voters in your riding? Are these the same top three issues that are most important to you? What would you do to address these issues?

What should be the first order of business in the 39th Legislative Assembly?

Are the property taxes in your riding at a fair level for the amount of services received in the municipality?

How can the province lead the way in stimulating job creation?

What are your views on the mixed member proportional representation (MMP) referendum?

What role, if any, does “new media” play in your campaign, and the campaign of your party? (websites, blogs, Facebook, YouTube videos, etc) Do you view it as beneficial, or a challenge?

Posted by on April 29th, 2016

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Wigs The Long And Short Of It

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By Lisa Anderson

A wig is a head of hair, natural, horse-hair or synthetic which is worn in addition to or instead of ones own hair. The wig may be worn for religious, acting, ceremonial, and beautification reasons.

Originally, the Egyptians who are the first recorded users of wigs wore the headpiece to protect their shaved heads from the rays of the sun. The use of wigs is primarily a Western trait; the Eastern world used wigs only in ancient theater settings.

After the time of the ancient Egyptians, Phoenicians, Greeks, Assyrians and Romans, the use of the wig fell into disfavor for nearly one thousand years. Not until the 1500s did wig wearing become popular again, and that for a very unpopular reason. With relatively poor personal hygiene habits, head-lice were common. The sufferers shaved their heads and wore wigs because the wigs were somewhat easier to clean.

Royal patronage was important to popularize wigs and wig wearing. Elizabeth I of England owned and wore a Romanesque style red wig. Frances Louis XIII popularized the wearing of wigs amongst men. Englands Charles II was restored to the British throne after spending time in exile at the French court during this period and made wig wearing and longer hair for men much in fashion.

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Wigmakers became very much in demand and part of the elite class. Their creations were very elaborate, and also very heavy and uncomfortable to wear. Human hair was the first choice, with horse-hair a cheaper alternative. Find more info at

wig-world.info

During this period, the use of the elaborate formal powdered wigs for several professions, including that of judges and barristers in the United Kingdom was standardized.

Womens wigs followed a slightly different path, being worn only by ladies who had lost hair due to age or illness.

A resurgence of popularity of the full wig occurred in the mid to late 1900s because of the elaborate bouffant hairstyles which required thicker hair than that enjoyed by many females. These over teased and backcombed styles resulted in hair damage. It was much easier to style a wig and don it for occasions requiring hair styling. This was made much easier by the development of artificial fibers which look much like human hair.

About the Author: Lisa Anderson is a proud contributing author. Find more articles

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. For more info visit

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Posted by on April 28th, 2016

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Muslim hair stylist sues hairdresser over alleged discrimination

Friday, November 9, 2007 

British-born Muslim hair stylist Bushra Noah is currently undertaking legal action against the owner of a hair salon for alleged religious discrimination. Noah is suing London hair salon owner Sarah Desroiser. Desroiser who runs a salon in King’s Cross, has said that she would not accept Noah as a stylist if Noah’s hair was covered. Noah, like many devout Muslims keeps her hair covered in public places, believing it to be immodest otherwise.

Noah claims that her headscarf is a fundamental part of her religious beliefs and that wearing the scarf would not interfere in her carrying out the job at all. Desrosiers said that it is not discrimination but rather that “the essence of my line of work is the display of hair. To me, it’s absolutely basic that people should be able to see the stylist’s hair. It has nothing to do with religion. It is just unfortunate that for her covering her hair symbolises religion.” Desosiers added that she had worked with Muslims in the past and employs a Muslim accountant.

Noah claims that the state of her own hair is irrelevant to her ability to style others hair.

The last few years have seen a string of similar cases in Britain. Last year, there was a case over whether a British Airways employee could wear a prominent cross, and another case in which a teacher argued that she had a right to wear a Jilb?b (a traditional Islamic dress that covers almost the entire body) in the classroom. In that case, the teacher lost in the High Court.

Posted by on April 28th, 2016

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